Bank as a Service (BaaS) is reshaping the financial services landscape by opening banks to the marketplace; creating differentiated products and services; with a faster time-to-market. Banks are rethinking their value proposition to contend with competitors in the digital ecosystem. BaaS helps abate the time to build and ship apps and also accelerates the approach towards new markets to meet the needs of their consumers.
SJM banking is focused to assist banks create a plug and play model- supported by modular, composable and cloud native architecture and is facilitated by Open Banking and Platform Banking.
We follow a product agnostic approach; bringing together platform, fintech and technology components into a single solution construct; to deliver end-to-end value to the client in a Managed Services model.
We have strategic partnerships with multiple Digital Banking, Core Banking and Payment platform providers; across traditional incumbents; digital only vendors, new age product providers and niche players. This approach has helped us propose the right fit for different banking personas; based on their digital future state maturity.